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Property Insurance
Homeowners Insurance
In today's market, homeowners need to protect their investment.  CSE Insurance Group's (CSE) homeowner product offers a wide range of coverage, including protection against the cost of damage to your dwelling, loss to your personal property and extra living expenses if your home becomes uninhabitable as a result of a covered loss, as well as liability coverage.  Our policy provides the homeowner with the ability to expand their coverage, including a secondary or seasonal dwelling, scheduled coverage for personal property, or permitted incidental business activities.  The property to be insured must be owner-occupied, a one or two family dwelling, and used exclusively for private residential purposes.  This product is designed for homes up to $1,000,000 in replacement cost.  This policy is available to residents of California, Arizona, Nevada, and Utah.  Available discounts for qualified policyholders include:

Multi-policy	55 and older or retired
Higher deductible	Neighborhood Crime Watch
Newer home	Persistency (continuous coverage)
Burglary & fire alarm credits	Home Warranty

California CSE Safeguard Homeowner Policy
Not everyone has the same insurance needs when it comes to their personal property.  To respond to those unique differences, we also offer a homeowner policy that is available to our California customers.  Our CSE Safeguard Homeowner policy is competitively priced for the homeowner who wants simple, easy-to-understand coverage that is bundled into one package and who does not need to expand coverage with additional endorsements.  This product allows the customer to increase certain coverage limits such as dwelling replacement coverage, and to schedule jewelry, fine arts, musical instruments and silverware.  The property to be insured must be a single family, owner-occupied residence.  Available discounts for qualified policyholders include:

Multi-policy	Sprinkler credit
Higher deductible	Burglary & fire alarm credit

Newer home

Condominium Unit Owners Insurance
Protection is available for the owner-occupant of a condominium unit provided the unit is used solely as a private residence (except permitted incidental business occupancy).  CSE Insurance provides coverage for the residence premises, personal property of the insured, loss of use due to a covered loss, as well as for personal liability and medical payments to others.  This policy is available to residents of California, Arizona, Nevada, and Utah.
Contents Broad Form - Tenants Insurance
If you rent, CSE Insurance provides valuable coverage for your personal property, at home or anywhere you travel.  In addition, this policy covers loss of use, if the loss is due to a peril insured against, as well as liability coverage and medical payments to others.  This policy is available to residents of California, Arizona, Nevada, and Utah.
Dwelling Fire Insurance
CSE Insurance Company's Dwelling Fire policy may be used to insure dwellings used exclusively for residential purposes with no more then 4 (four) units, each designed for single family occupancy.  The policy may be issued to insure personal property associated with the rental units. Liability coverage can also be included.  A Dwelling Fire policy may also be used to insure a dwelling in the course of construction, subject to certain criteria and limitations.  This policy is available to residents of California, Arizona, Nevada, and Utah.
Personal Umbrella Liability
For property owners who want to increase their personal liability coverage, CSE offers a Personal Umbrella Liability program in California, Nevada, Arizona and Utah.  Coverage limits of $1,000,000 are available in these states, with a $2,000,000 limit available in California and Arizona.  To be eligible for this coverage, both your automobile and homeowner primary policies must be insured by CSE, with minimum liability limits required on each policy.  Certain types of risks are ineligible for our Personal Umbrella Liability coverage.
Boat
For CSE customers with both their automobile and homeowner insurance with us, CSE offers a policy for recreational watercraft (including sailboats) up to and including 26 feet in length with a maximum speed of 45 MPH.  The CSE Boatowners Policy is designed to cover small, individually owned watercraft of recent vintage and moderate speed.  To qualify, the watercraft must have been manufactured within the last fifeen years.  The maximum hull coverage available is $35,000.  This policy includes coverage for the boat and attached equipment, outboard motor(s), the boat trailer and unattached boat equipment, liability and medical payments.  This policy is available to residents of California, Arizona, Nevada, and Utah.