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Annual Report

CSE Insurance Group operates on the philosophy that "insurance... with a human touch" isn't a slogan to be lightly bandied about.  Rather, it is at the heart of our operational procedures.  We carefully manage our size and growth in order to maintain a constant high level of service to our insureds, never forgetting our responsibility to provide a strong, secure company.  Those who entrust us with their business can rest assured CSE is going strong today and will be even stronger tomorrow.

As part of its commitment to its insureds, CSE makes its annual report available to all.  The current report, along with the reports from 2002 forward, is available here in the Adobe Acrobat Reader format.  Simply click on the cover of any report to open the report for that year.  You will need to download and install the free Adobe Acrobat Reader to open the file if it is not already installed on your computer.

Five-Year Operating Highlights
Years Ended December 31 ($000s Omitted)
  2007 2006 2005 2004 2003
Gross Premiums Written 119,727 126,099 128,345 131,863 140,741
Net Premiums Written 102,626 111,320 88,951 60,877 45,233
Total Admitted Assets 210,468 199,911 184,843 174,077 168,489
Total Liabilities 125,646 131,608 128,978 123,658 125,096
Total Capital & Surplus 84,822 68,304 55,865 50,419 43,393
Combined Loss Ratio 95.0% 92.7% 86.3% 88.4% 109.2%