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Residence Insurance

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Residence Insurance
In Nevada |  |
In Nevada, Civil Service Employees Insurance offers coverage for:
- Owners of a one or two family dwelling using it as their primary residence. Also eligible are those who have purchased such a dwelling and are currently living there, but haven't had the title for the dwelling passed on to them.
- Owners of a condominium using it as their primary residence.
- Renters of an apartment (coverage is for contents only).
- Townhouse owners, with the type of coverage (building and contents or contents only) depending on whether the building is covered under the association's property insurance.
Among the available options for our property products are:
- Identity Recovery Coverage -- In the event your identity is stolen, CSE provides coverage to help you with various incurred expenses, including wage loss, as a result of the theft.
- Equipment Breakdown Coverage -- Should major appliances or related items such as a water heater break down, through this program you can be covered for up to $25,000.
- Discounts for policyholders who qualify under one or more of the following. While the exact amount of the discount depends on several factors, the percentages shown are the usual amount. Making these discounts all the better is that there is no limit on how many can be applied to a policy! Your agent can give you the full details.
Discount
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Your Savings Off The Regular Rates |
Multi-Policy
(you have both a CSE Homeowners and
Auto Policy)
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10% |
Age of Home
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4% to 25%
(amount dependent on age of home) |
Persistency
(Home and condo owners only)
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6% to 12% |
Tile Roof
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5% |
Home Inspection Discount
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10% on first policy term |
Premises Alarm or Fire Protection System
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2% to 10% |
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